• Louise Thaxton

    Louise Thaxton

    Branch Manager
    NMLS# 69996

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    VA Interest Rate Reduction Loan (IRRRL)

    Hero Loans powered by Fairway Independent Mortgage Corp. is proud to help our service members and veterans. One option we provide is an Interest Rate Reduction Refinance Loan (IRRRL).

    An IRRRL may help lower your interest rate and reduce the monthly payments by refinancing your current VA loan.

    • No Appraisal or automated valuation model (AVM) required
    • Minimum FICO socre 600
    • No income or asset verification (on non-credit qualifying IRRRL (Income may be required if payment increase by 20% or more. Restrictions apply)
    • Closing costs may be rolled into loan
    • Reduced funding Fee
    • Non-Owner occupied properties allowed (Borrower must certify they previously occupied the property.)
    • Veterans, current military members and surviving spouses of veterans are eligible.


    Additional requirements may apply. FIMC requires VA IRRRLs to meet Safe Harbor requirements.

    *VA loans subject to individual VA Entitlement amounts and eligibility, qualifying factors such as income and credit guidelines, and property limits. Fairway is not affiliated with any government agencies. These materials are not from VA, HUD or FHA, and were not approved by VA, HUD or FHA, or any other government agency.

    Questions? Contact Louise Thaxton Today!

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    Contact Louise Thaxton

    Louise Thaxton

    102 E North Street
    Leesville, Louisiana 71446
    (318) 471-6480
    NMLS# 69996

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    If you have any immediate questions or concerns don't hesitate to give us a call @ (318) 471-6480


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