Welcome to HeroLoans powered by Fairway!

I'm Louise Thaxton, Branch Manager and Top VA Military Mortgage Lender with Fairway Independent Mortgage Corporation. I also serve as the Director of American Warrior Initiative.

Contact Me Today! Go To HomeScout

Explore Your Loan Options

Learn More

Estimate Your Mortgage Payment

Get Started

What's Your Home Worth Today?

Find Out Now

Real Customer Experiences

Read Reviews

Latest Videos

Current

Louisiana

Mortgage Rates

Conventional Loan Purchase - 30 Year Fixed

Rate2.99%
1W Change 0.11%
APR3.046%
1W Change 0.11%
Last Updated: 02/24/2021

VA Loan Purchase - 30 Year Fixed

Rate2.66%
1W Change 0.15%
APR2.973%
1W Change 0.16%
Last Updated: 02/24/2021

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Louise Thaxton to receive a personalized rate for your specific situation.

Current

Louisiana

Refinance Rates

FHA Loan Refinance - 30 Year Fixed

Rate2.25%
1W Change 0.00%
APR2.899%
1W Change 0.00%
Last Updated: 02/24/2021

Conventional Loan Refinance - 30 Year Fixed

Rate3.02%
1W Change 0.10%
APR3.082%
1W Change 0.10%
Last Updated: 02/24/2021

VA Loan Refinance - 30 Year Fixed

Rate2.56%
1W Change 0.11%
APR2.918%
1W Change 0.12%
Last Updated: 02/24/2021

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Louise Thaxton to receive a personalized rate for your specific situation.

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

$1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Curious about refinancing your home in Louisiana? Rates are historically low and now may be the right time to start saving money every month!

$
%
months
$
%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!

$
$
$
$
$
%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Instant Home Valuation

Second Home vs. Investment Property Louisiana February 19, 2021

Second Home vs. Investment Property

Second home, investment property, vacation home, rental property.....Is there any real difference among them? There are actually some very big differences between second homes and investment properties, especially if you are obtaining financing for one. Second Home A second home is just that: a second property where you and your family spend time, away from…

Read More
Valentine’s Day Home Improvement Ideas Louisiana February 12, 2021

Valentine’s Day Home Improvement Ideas

Greeting cards, romantic dates, flowers, and chocolates are the gold standard for Valentine’s Day. But this year, why not do something different? The best Valentine’s Day gifts are those that can be enjoyed for years. DIY or home improvement projects create lasting memories reflective of a special bond between people. It’s less about the actual…

Read More
How To Get The Most Louisiana Home For Your Money Louisiana February 5, 2021

How To Get The Most Louisiana Home For Your Money

A buyer's market is when there are more properties for sale than prospective buyers, and sellers are more willing to go with a low bid. However, that doesn't mean you can't buy a new home in a seller's market, when there are more buyers than homes, and sellers can afford to hold out for higher…

Read More
X

Get in Touch

Contact Louise Thaxton

Louise Thaxton

104 East Texas St.
Leesville, Louisiana 71446
(318) 471-6480
NMLS# 69996

Send an Email

X Louise Thaxton

If you have any immediate questions or concerns don't hesitate to give us a call @ (318) 471-6480

0%

I agree to the following terms & conditions

I hereby certify that the information given in my submission is complete and correct and is given for the purpose of potentially obtaining a mortgage loan and/or financial services applied for.