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I'm Louise Thaxton, Branch Manager and Top VA Military Mortgage Lender with Fairway Independent Mortgage Corporation. I also serve as the Director of American Warrior Initiative.

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Current Louisiana Mortgage Rates

FHA Loan Purchase - 30 Year Fixed

Rate2.25%
1W Change 0.00%
APR2.929%
1W Change 0.00%
Last Updated: 10/22/2020

Conventional Loan Purchase - 30 Year Fixed

Rate3.16%
1W Change 0.06%
APR3.225%
1W Change 0.06%
Last Updated: 10/22/2020

VA Loan Purchase - 30 Year Fixed

Rate2.65%
1W Change 0.03%
APR2.96%
1W Change 0.04%
Last Updated: 10/22/2020

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Louise Thaxton to receive a personalized rate for your specific situation.

Current Louisiana Refinance Rates

FHA Loan Refinance - 30 Year Fixed

Rate2.63%
1W Change 0.04%
APR3.325%
1W Change 0.05%
Last Updated: 10/22/2020

Conventional Loan Refinance - 30 Year Fixed

Rate2.85%
1W Change 0.08%
APR2.904%
1W Change 0.08%
Last Updated: 10/22/2020

VA Loan Refinance - 30 Year Fixed

Rate2.40%
1W Change 0.03%
APR2.722%
1W Change 0.04%
Last Updated: 10/22/2020

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Louise Thaxton to receive a personalized rate for your specific situation.

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Instant Home Valuation

Existing Home or New Construction? Louisiana October 20, 2020

Existing Home or New Construction?

Finding the perfect Louisiana home to purchase is one of the biggest challenges for potential buyers. With so few homes for sale and construction of newly built homes ramping up, you may be wondering if you should consider new construction in your search process. It’s a great question to ask, and one to look at…

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Why Getting Pre-Approved Is So Important Louisiana October 13, 2020

Why Getting Pre-Approved Is So Important

Getting a pre-approval from a mortgage lender in Louisiana is a great first step in the homebuying process. When looking for a home, the temptation to fall in love with a house that’s outside your budget is very real. So, before you start shopping around, it’s helpful to know your price range, what you’re comfortable…

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Getting Your Air Conditioning Prepared For Cooler Temps Louisiana October 6, 2020

Getting Your Air Conditioning Prepared For Cooler Temps

The summer heat is slowly dissipating, and now it's time to start prepping your air conditioner for the cooler fall temperatures. Depending on where you live in the U.S., you might not expect to use your AC unit much this fall, and you might not use it at all during the winter. Take some time…

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Contact Louise Thaxton

Louise Thaxton

104 East Texas St.
Leesville, Louisiana 71446
(318) 471-6480
NMLS# 69996

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If you have any immediate questions or concerns don't hesitate to give us a call @ (318) 471-6480

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