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I'm Louise Thaxton, Branch Manager and Top VA Military Mortgage Lender with Fairway Independent Mortgage Corporation. I also serve as the Director of American Warrior Initiative.

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Popular Louisiana Home Loans Which loan is right for YOU?

First Time Homebuyers Louisiana

FHA Home Loans Louisiana Louisiana

FHA home loans are popular among Louisiana first-time homebuyers due to low down payment and credit requirements.

FHA Loans
Conventional Home Loans Louisiana

Conventional Home Loans Louisiana Louisiana

A conventional(fixed-rate mortgage) is a popular type of home financing in Louisiana because it offers predictability for your budget.

Conventional Loans
Jumbo Mortgages Louisiana

Jumbo Home Loans Louisiana Louisiana

A jumbo home loan is a mortgage used to finance Louisiana properties that are too expensive for a conventional conforming loan.

Jumbo Loans

Current

Louisiana

Mortgage Rates

FHA Loans

Purchase - 30 Year Fixed

Rate6.50%

1W Change 0.00%

APR7.24%

1W Change 0.00%

No FHA refinance rates currently available, check back tomorrow.

Last Updated: 8/16/2026

Conventional Loans

Purchase - 30 Year Fixed

Rate6.78%

1W Change 0.06%

APR6.79%

1W Change 0.05%

Refinance - 30 Year Fixed

Rate6.88%

1W Change 0.03%

APR6.88%

1W Change 0.02%
Last Updated: 8/16/2026

VA Loans

Purchase - 30 Year Fixed

Rate6.04%

1W Change 0.04%

APR6.37%

1W Change 0.04%

Refinance - 30 Year Fixed

Rate6.00%

1W Change 0.04%

APR6.33%

1W Change 0.03%
Last Updated: 8/16/2026

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Louise Thaxton to receive a personalized rate for your specific situation.

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

0%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly PMI $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. View the FHA loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Up-Front MIP (1.75%)$0

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

4.5%

1%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Curious about refinancing your home in Louisiana? Now may be the right time to start saving money every month!

$
%
months
$
%
months
$

Refinancing could save you

$/month

New monthly payment $

Refinance fees $

Lifetime Savings $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Not sure how much of a home you can afford? Enter your personalized information below to get a good ballpark figure of the type of home you can afford today!

$
$
$
$
$
%

You can afford up to

$

Monthly Payment $

Principal & Interest $

Tax $

Insurance $

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Free Home Report

Get a property valuation, rent estimates, price history and market insights instantly!

What’s Actually Happening in Housing Right Now Louisiana August 7, 2026

What’s Actually Happening in Housing Right Now

If you've been watching the housing market from the sidelines, waiting for the "perfect moment" to make your move, I have news for you: that mythical perfect moment doesn't exist. But what we're seeing right now in August 2026 might be as close as it gets for many buyers who've been sitting on the fence.…

Read Post
What the Summer Market Means for Your Home Purchase Plans Louisiana July 31, 2026

What the Summer Market Means for Your Home Purchase Plans

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What the Summer Housing Market Means for Your Home Purchase Louisiana July 24, 2026

What the Summer Housing Market Means for Your Home Purchase

Read Post
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Get in Touch

Contact Louise Thaxton

Louise Thaxton

102 E North Street
Leesville, Louisiana 71446
(318) 471-6480
NMLS# 69996

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