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I'm Louise Thaxton, Branch Manager and Top VA Military Mortgage Lender with Fairway Independent Mortgage Corporation. I also serve as the Director of American Warrior Initiative.

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Current Louisiana Mortgage Rates

FHA Loan Purchase - 30 Year Fixed

Rate2.88%
1W Change 0.00%
APR3.705%
1W Change 0.00%
Last Updated: 07/06/2020

Conventional Loan Purchase - 30 Year Fixed

Rate3.52%
1W Change 0.05%
APR3.594%
1W Change 0.05%
Last Updated: 07/06/2020

VA Loan Purchase - 30 Year Fixed

Rate2.71%
1W Change 0.05%
APR3.044%
1W Change 0.04%
Last Updated: 07/06/2020

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Louise Thaxton to receive a personalized rate for your specific situation.

Current Louisiana Refinance Rates

FHA Loan Refinance - 30 Year Fixed

Rate3.25%
1W Change 0.00%
APR4.074%
1W Change 0.00%
Last Updated: 07/06/2020

Conventional Loan Refinance - 30 Year Fixed

Rate3.31%
1W Change 0.01%
APR3.378%
1W Change 0.01%
Last Updated: 07/06/2020

VA Loan Refinance - 30 Year Fixed

Rate2.75%
1W Change 0.14%
APR3.07%
1W Change 0.10%
Last Updated: 07/06/2020

All mortgage rates displayed are provided by Zillow based on borrowers with credit scores between 680-740 and represent averages and trends. Please consult with Louise Thaxton to receive a personalized rate for your specific situation.

Mortgage Calculators

Conventional mortgages are ideal for buyers with good credit and money to put down. They typically require a higher down payment, usually 5%–20% and also have higher income and credit score requirements than government loans. Typical fixed-rate loans have a term of 30 or 15 years.

$

5%

1%

5%

$
$

$1421

Monthly Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

FHA loans are designed to benefit first-time homebuyers and buyers with less than perfect credit and not a lot of money to put down. FHA loan limits vary by county. Click here to see the loan limits in your area.

$

5%

1%

5%

$
$

$1421

Monthly FHA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Monthly Mortgage Insurance $0

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

If you are a veteran or a current member of the U.S. military, you can apply for a VA Loan, which currently offers up to 100% home financing. Thank you for your service!

$

0%

1%

4.5%

$
$

$1421

Monthly VA Payment

Principal & Interest $1421

Monthly Taxes $1421

Monthly HOA $1421

Monthly Insurance $1421

Purchase Price $1421

VA Funding Fee $1421

Amount Financed $1421

*Hypothetical monthly mortgage payments reflect hypothetical Principal, Interest, Taxes, Insurance, and Home Owners Association dues amounts. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. **This does not constitute tax advice.

Instant Home Valuation

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How to Improve Your Homeowners Insurance Coverage

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Why Does My Mortgage Keep Getting Sold?

A letter arrives in the mail and tells you your mortgage has been sold. It also informs you to send your monthly payments to a new address. Don’t panic! This happens all the time, and you shouldn’t see many (if any) changes. So why does your mortgage get sold—and why can it happen multiple times?…

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Budget Friendly Home Improvement Ideas Louisiana June 16, 2020

Budget Friendly Home Improvement Ideas

Homeowners in Louisiana who are either waiting to list their home, or simply wanting to do a little updating, can make a big difference in their home with upgrades that don’t have to cost a fortune. Simple DIY projects can enhance a home and make spaces more appealing for buyers when homeowners are ready to…

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Contact Louise Thaxton

Louise Thaxton

104 East Texas St.
Leesville, Louisiana 71446
(318) 471-6480
NMLS# 69996

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If you have any immediate questions or concerns don't hesitate to give us a call @ (318) 471-6480

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